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Late Payment Behaviour Report

A benchmark framework for when recurring dues get paid relative to due date and how overdue balances move after reminders and follow-up.

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METRICS

What this report measures

Paid before due date
Paid on due date
1–7 DPD
8–30 DPD
31+ DPD
Recovered overdue amount
METHODOLOGY

How FastFee avoids misleading benchmarks

Use due-event cohorts rather than customer labels. Avoid publishing individual risk scores or personally identifying payment behaviour. Show cohort period and size.

Methodology live. Behavioural benchmarks are published only from anonymized aggregate cohorts.
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Reserve Bank of India
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