Built for Every Business That Sells on EMI
Mobile Shops
Track smartphone EMIs, send reminders, lock defaulter devices
Electronics Stores
Laptop, TV, AC installment tracking with auto-reminders
Furniture Shops
Track sofa, bed, almirah EMIs with partial payment support
Vehicle Dealers
Bike, scooter, auto EMI collection with daily follow-ups
Clothing Stores
Seasonal EMI collection for bulk purchases
Rent Collection
Monthly rent, maintenance, deposit tracking
Why FastFee is the Best EMI Collection App
Most EMI apps are just trackers. FastFee is a complete EMI recovery system that actively chases payments.
WhatsApp EMI Reminders
Send personalized reminders with customer name, EMI amount, due date, and UPI payment link — automatically before and after due dates.
Daily Recovery Dashboard
Every morning, see who owes EMIs today — sorted by amount and overdue days. Know exactly who to call first.
Customer Promise Tracking
Customer says "I'll pay on Saturday"? Log it. FastFee auto-reminds them on Saturday. If unpaid, they go to your priority list.
Complete Digital Ledger
Replace your paper khata/bahi. Every EMI plan, every payment, every balance — tracked digitally with zero errors.
Auto Late Fine
Set late payment penalties — per-day fine, grace period, max cap. FastFee calculates and adds them automatically.
Instant Payment Receipts
Generate branded PDF receipts for every EMI payment. Share via WhatsApp instantly. No more handwritten receipts.
Partial Payment Support
Customer pays ₹2,000 instead of ₹3,000? FastFee tracks the partial payment and updates the remaining balance automatically.
Works From Your Phone
No laptop needed. Manage your entire EMI collection from your Android phone — at shop, at home, or on the go.
UPI Payment Links
Send direct UPI payment links via WhatsApp. Customers tap, pay from GPay/PhonePe, money lands in your bank. Zero charges.
FastFee vs Other EMI Collection Apps
Honest comparison with every EMI app available in India.
| Feature | FastFee | Meekhata | EMI Manager | TimelyBills |
|---|---|---|---|---|
| WhatsApp EMI Reminders | ✅ | ✅ | ❌ | ❌ |
| Daily Recovery Priority List | ✅ | ❌ | ❌ | ❌ |
| Customer Promise Tracking | ✅ | ❌ | ❌ | ❌ |
| Auto Late Fine Calculation | ✅ | ❌ | ❌ | ❌ |
| Digital Receipts (WhatsApp) | ✅ | ⚠️ | ❌ | ❌ |
| Partial Payment Tracking | ✅ | ✅ | ⚠️ | ❌ |
| UPI Payment Links | ✅ | ❌ | ❌ | ❌ |
| Multiple Business Support | ✅ | ✅ | ✅ | ✅ |
| Works Offline | ✅ | ✅ | ✅ | ✅ |
| Android App | ✅ | ✅ | ✅ | ✅ |
| Built for Business EMI | ✅ | ✅ | ❌ (Personal) | ❌ (Personal) |
| AI Recovery Engine | ✅ | ❌ | ❌ | ❌ |
Why Your Shop Needs an EMI Collection App in 2026
Selling on EMI is the backbone of small retail in India. From mobile phones to furniture, electronics to two-wheelers — millions of shopkeepers offer installment plans to customers. But the biggest challenge isn't selling — it's collecting the EMIs on time.
Most shopkeepers still track EMIs in paper ledgers (bahi khata) or basic Excel sheets. When a customer misses a payment, the shopkeeper has to manually call, visit, or send messages. With 50-100+ active EMI customers, this becomes a full-time job. An EMI collection app like FastFee automates this entire process.
How FastFee's EMI Collection Works
- Create EMI Plans: Add a customer, set the total amount, down payment, number of installments, and due dates. FastFee creates the complete EMI schedule automatically.
- Automated Reminders: WhatsApp reminders go out 3 days before, on due date, and escalating reminders after due date. Each message has the customer's name, exact EMI amount, and a UPI payment link.
- Track Payments: Record cash, UPI, or bank transfer payments. FastFee updates the running balance, generates a receipt, and sends it to the customer via WhatsApp.
- Daily Recovery List: Every morning, see which customers owe EMIs today — sorted by amount and overdue days. Know exactly who to follow up with.
- Customer Promises: Customer says "I'll pay next Tuesday"? Log it. FastFee tracks the promise and auto-reminds them on Tuesday.
FastFee vs Paper Ledger (Bahi Khata)
Paper ledgers have served Indian shopkeepers for decades, but they have critical limitations: no automatic reminders, no daily priority lists, easy to lose or damage, difficult to calculate running balances, and impossible to scale. FastFee digitizes your entire khata — every customer, every EMI, every payment — and adds powerful automation on top.
Shopkeepers using FastFee report 50% reduction in late EMI payments and 3+ hours saved daily on manual follow-ups. The app pays for itself within the first month through recovered payments.
Ready to digitize your EMI collection? Register free on FastFee or download from Play Store. Also explore: EMI Recovery App, Best Fee Collection App.
Stop Losing Money on Missed EMIs
Join thousands of shopkeepers using FastFee to collect EMIs on time. Automate reminders, track payments, recover dues.