WhatsApp & SMS reminders
Automated reminder sequences before the due date and follow-ups after a missed EMI, each with a one-tap UPI payment link.
EMI & loan collection · Android · India
EMI Collection App for Android
For shops, retail finance and small lenders. Automated reminders, UPI collection, a borrower ledger and a daily “who to follow up” list — on your phone.
Quick answer
An EMI collection app for Android helps a lender or shop track each borrower’s installment schedule, send automated WhatsApp and SMS reminders with a UPI payment link, record full and partial payments against the ledger, follow up on promises to pay, and work a daily recovery list. FastFee does this without device locking, and the same app also collects rent, fees, society dues and B2B invoices.
What the FastFee Android app does
UPI collection, mapped to the EMI
Borrowers pay by any UPI app; the payment is matched to the right installment and the ledger updates itself.
Borrower ledger
EMI schedule, amount paid, partial payments and running balance for every borrower on one screen.
Promise-to-pay tracking
Record what a borrower commits to and get reminded to follow up on the day.
Daily recovery list
The app opens on a prioritised list of who to follow up with today — not the whole book.
Digital receipts
Every recorded payment sends a receipt back on WhatsApp automatically.
FastFee vs other EMI collection apps
Based on publicly available product information, September 2026.
| Capability | FastFee | Reminder apps (e.g. Meekhata) | Locker apps |
|---|---|---|---|
| Automated WhatsApp reminders | Yes | Yes | Yes |
| UPI payment collection | Yes | Yes | Yes |
| Borrower ledger + partial payments | Yes | Yes | Limited |
| Promise-to-pay + daily recovery list | Yes | Limited | No |
| Field agent app | Yes | No | Yes |
| Remote device locking | No — reminder & recovery focused | No | Yes (locker apps) |
| Also collects rent, fees, society, B2B | Yes | No | No |
Choosing between reminder, recovery and locker apps? The EMI recovery apps for mobile shops guide walks through when each type fits.
EMI collection app FAQ
What is the best EMI collection app for Android in India?+
Does FastFee lock the borrower’s phone on a missed EMI?+
Who is the FastFee Android app built for?+
How does FastFee price the EMI collection app?+
Can FastFee handle partial EMI payments?+
Is there a field agent app?+
Start collecting EMIs from your phone
Add borrowers and schedules, and let the app run the reminders, collection and daily recovery list.