Khata Udhaar Collection Software India
Khatabook और OkCredit track करते हैं कि किसने उधार लिया। FastFee वो पैसा automatically collect करता है — WhatsApp reminders, UPI payment links, और overdue follow-up।
Works alongside your existing khata app. Setup in 15 minutes.
Khatabook / OkCredit vs FastFee
आप दोनों use कर सकते हैं — tracking के लिए Khatabook, collection के लिए FastFee।
| Function | Khatabook / OkCredit | FastFee |
|---|---|---|
| Khata / ledger tracking | ✓ Core feature | — |
| Who owes how much | ✓ Real-time balance | ✓ With aging |
| Basic payment reminders | ✓ Simple SMS/WhatsApp | — |
| Automated WhatsApp + UPI link | Limited | ✓ Automated with payment link |
| UPI AutoPay mandate | — | ✓ Monthly auto-debit setup |
| Overdue aging (DPD buckets) | — | ✓ 0–30–60–90+ days |
| Systematic follow-up sequence | — | ✓ D+7 → D+15 → D+30 |
| Bank reconciliation | — | ✓ UPI/NEFT auto-match |
| Promise-to-Pay tracking | — | ✓ |
| Field collection escalation | — | ✓ |
Retailers FastFee Helps
Monthly household credit accounts. 100 families × ₹3,000 = ₹3L/month outstanding.
Contractor credit. 50 builders × ₹20,000 = ₹10L/month to collect.
Hospital and clinic credit accounts. Monthly bill settlement.
School and office credit accounts. Term-end collection.
Hotel and restaurant monthly accounts. Catering credit.
Contractor and builder credit. Project-based outstanding.
Frequently Asked Questions
Which is the best khata udhaar collection software in India?
FastFee is purpose-built khata and udhaar collection software for Indian shopkeepers and retailers who give credit to customers. Unlike Khatabook and OkCredit (which track who owes you), FastFee actively collects the money — automated WhatsApp reminders to credit customers on due dates with UPI payment links, UPI AutoPay mandates for regular credit buyers, overdue aging dashboard (0–30, 31–60, 61–90, 90+ days), and bank reconciliation for UPI/NEFT payments. For retailers with large khata books (50–500+ credit customers), manual follow-up is impractical. FastFee automates it.
What is the difference between Khatabook/OkCredit and FastFee?
Khatabook and OkCredit are digital ledger (bahi khata) apps — they replace your paper khata notebook and help you track who owes you money. They send basic payment reminders but are not built for systematic collection at scale. FastFee is a collection automation platform — it takes your outstanding ledger and runs a structured recovery workflow: automated WhatsApp reminders with UPI payment links on due dates, UPI AutoPay mandate setup for repeat credit buyers, DPD bucket escalation (D+7 → D+15 → D+30 → field visit), and bank reconciliation. Many shopkeepers use Khatabook/OkCredit for ledger tracking and FastFee for collection.
Which type of retailers use FastFee for khata collection?
FastFee is used for khata collection by: grocery and kirana store owners who give monthly credit to households, hardware and building material shops giving credit to contractors, medical stores giving credit to hospitals and clinics, stationery and book shops with school credit accounts, bakeries and sweet shops with hotel and restaurant accounts, and general merchants with large B2B or household credit books. The common pattern: the shopkeeper has 50–500 credit customers and spends hours every week manually following up on outstanding dues.
Can FastFee set up UPI AutoPay for regular credit customers?
Yes. For customers who buy on regular monthly credit (monthly grocery, monthly household account), FastFee sends them a UPI AutoPay mandate setup link via WhatsApp. The customer authorizes once on their UPI app — after that, the monthly outstanding is auto-debited on the billing date. This is ideal for predictable monthly credit accounts where the amount is fixed or within a range.
Does FastFee work for kirana store monthly credit collection?
Yes. A kirana store with 100 monthly credit households (average ₹2,000–₹5,000 outstanding per household) has ₹2–5 lakh due every month. FastFee automates the collection: WhatsApp bill message sent at month end with UPI payment link, UPI AutoPay setup for regular households, follow-up reminders for unpaid accounts, and bank reconciliation for UPI and NEFT receipts. The owner no longer needs to make 100 individual calls each month.
उधार का पैसा automatically collect करें
Works alongside Khatabook / OkCredit. Setup in 15 minutes. No credit card required.