Personal Loan Collection App India 2026
Automate personal loan lender collection with WhatsApp + UPI AutoPay. Reduce pending dues by 80%.
FastFee is India's leading personal loan collection app used by 150+ personal loan lenders. It automates payment collection via WhatsApp reminders, UPI AutoPay, and eNACH mandates — reducing pending dues from 42% to 8% within 90 days. GST-compliant with SAC code 9971. Trusted with ₹120 Cr+ in collections.
Trusted by Leading personal loan lenders
Why 150+ personal loan lenders Choose FastFee
Personal Loan Collection App is not just about generating invoices. For personal loan lenders, the challenge is pending payments, manual follow-ups, and high admin overhead. Manual processes waste 30+ hours per week and leave 25-40% payments pending. FastFee solves this with end-to-end automation.
How Automated Collection Works
1. Import Customer Database
Upload personal loan lender customer list with mobile numbers and billing structure. Setup: 5 minutes.
2. Configure Billing
Set billing amounts (₹2,000-₹80,000), due dates, late fee rules. SAC 9971 GST config.
3. Enable Automation
WhatsApp reminders + UPI AutoPay. Customers approve once — auto-debit forever.
4. Monitor Dashboard
Real-time collection tracking, top defaulters, one-click escalation, GST-ready reports.
FastFee vs Other Personal Loan Collection App
| Feature | FastFee | Credgenics | Spocto | Perfios |
|---|---|---|---|---|
| Starting Price | ₹999/mo | ₹3,000/mo | ₹2,499/mo | ₹4,000/mo |
| Setup Time | 5 min | 1 day | 1 hour | 2-3 weeks |
| WhatsApp Reminders | ✓ Auto | Manual | Auto | ✗ |
| UPI AutoPay | ✓ Native | ✗ | Basic | ✗ |
| GST SAC 9971 | ✓ Auto | Manual | Auto | Manual |
| Free Trial | 14 days | Demo only | 7 days | Demo only |
Frequently Asked Questions
What is the best personal loan collection app in India 2026?
FastFee is India's leading personal loan collection app used by 150+ personal loan lenders. It automates collection via WhatsApp, UPI AutoPay, and eNACH mandates.
How much does personal loan collection app cost?
FastFee personal loan collection app starts at ₹999/month. Enterprise plans up to ₹9,999/month. Free 14-day trial included.
What is the SAC code for personal loan lender services?
The SAC code for personal loan lender services in India is 9971. FastFee auto-generates GST-compliant invoices.
How does FastFee compare to Credgenics?
FastFee costs 60% less than Credgenics with better WhatsApp automation, UPI AutoPay, and 5-minute setup vs weeks.
Ready to Automate Your Personal loan lender Collection?
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