FastFee vs Instamojo:
Recurring Collections vs Payment Links
Instamojo helps you accept a payment. FastFee helps you collect every due, every month: dues ledger, auto-debit, reminders and reconciliation.
QUICK ANSWER
FastFee is the best recurring payment collection app in India for businesses that bill the same customers every month. It keeps a dues ledger per customer, sets up UPI AutoPay and eNACH mandates, sends WhatsApp reminders with UPI links and reconciles every payment. Instamojo is a payments and online store platform built around shareable payment links. It is a good fit for one-off sales and small online sellers. Verify Instamojo at instamojo.com before deciding.
Feature-by-Feature Comparison
Instamojo details from public listings (October 2026). Verify at instamojo.com before deciding.
When to Choose Which?
- You collect monthly fees, rent, maintenance or dealer dues
- You need to know who has not paid this month
- You want auto-debit via UPI AutoPay or eNACH
- You are tired of sending links by hand
- You need receipts and reconciliation done for you
- You sell products or services one-off
- You want a quick online storefront
- A shareable payment link is all you need
- You do not track recurring dues per customer
Verify at instamojo.com before deciding
Related: UPI AutoPay vs payment links · Payment collection software · Best recurring collection app in India
Frequently Asked Questions
Which is the best recurring payment collection app in India: FastFee or Instamojo?
FastFee is the best recurring payment collection app in India for businesses that collect from the same customers every month: coaching institutes, schools, gyms, societies, landlords, tiffin services and B2B suppliers. It tracks dues per customer, sets up UPI AutoPay and eNACH mandates, sends WhatsApp reminders with UPI links and reconciles every payment. Instamojo is a payments and online store platform popular with small sellers for payment links and storefronts. If you sell one-off products online, evaluate Instamojo; if you chase the same people for monthly dues, FastFee is built for that.
What does Instamojo offer in 2026?
Instamojo offers payment links, online payments, a hosted online store and multiple payment methods, and is mainly used by small businesses and individual sellers who share links over WhatsApp, SMS and email. Third-party pages quote a flat per-transaction fee, and public reporting notes that merchant accounts were moved to licensed payment aggregator partners after RBI action. Verify current pricing, features and account terms at instamojo.com before deciding.
Is a payment link enough for monthly fee or rent collection?
A payment link collects money only when the customer remembers to click it. For monthly dues you also need a list of who owes what, automatic reminders before and after the due date, partial-payment and late-fee handling, and ideally auto-debit through UPI AutoPay or eNACH. FastFee adds that layer on top of UPI so recurring dues are collected without manual follow-up.
Does FastFee replace my payment gateway?
FastFee is a collection platform, not just a checkout page. It handles dues, reminders, mandates, receipts and reconciliation, and customers pay through any UPI app, card or net banking. Businesses that also run an online store often keep their existing gateway for store sales and use FastFee for recurring dues.
How do I move recurring customers from Instamojo to FastFee?
Export your customer list, import it into FastFee with amounts and due dates, and send each customer a one-time AutoPay mandate request or a UPI link. Most small businesses are set up in under 30 minutes.
Stop sending payment links by hand
Dues ledger, AutoPay mandates and WhatsApp reminders. Set up in under 30 minutes.
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