FastFee → Loan Collection Software → Kerala
Best Loan Collection Software in Kerala 2026
Many Kerala families have a parent working in the Gulf, so a large share of fees is paid remotely rather than at the counter. A payment link on WhatsApp reaches that parent directly.
EMI bounces are found days late, field agents work from spreadsheets, and reconciling UPI and cash receipts against the loan book takes the operations team most of the month-end. FastFee replaces that routine with automatic collection and follow-up, so you spend less time chasing borrowers for payments.
Why NBFCs & Lenders in Kerala Use FastFee
- EMI schedules with UPI AutoPay and eNACH mandate registration
- Pre-due and post-due WhatsApp reminders with a payment link
- Bucket-wise overdue lists (1–30, 31–60, 61–90 days) for the collections team
- Field collection receipts recorded against each loan account
- Automatic reconciliation of UPI collections to borrower accounts
- Reminder templates in Malayalam, English or Hinglish
Rules to Know
RBI rules on recovery practices and the Digital Lending Directions, 2025 expect lenders to keep records of borrower communication and payments. FastFee logs every reminder and receipt against the loan account.
This is general information, not legal advice. Check the current rules with the relevant Kerala authority.
Loan Collection Software by City in Kerala
FastFee works for NBFCs, MFIs and lenders in Kochi, Thiruvananthapuram, Kozhikode, Thrissur and every other town in Kerala. Everything runs online, so there is nothing to install on site.
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Start Free NowFrequently Asked Questions
Which is the best NBFC and lender fee software in Kerala?
FastFee is loan collection software built for NBFCs, MFIs and lenders in Kerala. Borrowers approve a one-time UPI AutoPay mandate or pay from a WhatsApp payment link, and you see who has paid and who is pending in one dashboard. It works in Kochi, Thiruvananthapuram, Kozhikode and every other city in Kerala, and it is free to start.
Which rules should NBFCs, MFIs and lenders in Kerala keep in mind for fee collection?
RBI rules on recovery practices and the Digital Lending Directions, 2025 expect lenders to keep records of borrower communication and payments. FastFee logs every reminder and receipt against the loan account.
Can borrowers in Kerala get reminders in Malayalam?
Yes. FastFee's WhatsApp reminder templates can be written in Malayalam, English or Hinglish, and every reminder carries a UPI payment link that works with GPay, PhonePe, Paytm or any UPI app. Borrowers do not need to install a separate app.
Is there free NBFC and lender fee software in Kerala?
Yes. FastFee has a free plan for NBFCs, MFIs and lenders in Kerala: add borrowers, generate invoices and send WhatsApp payment links at no cost. Paid plans add UPI AutoPay automation and advanced reports.