Loan Recovery App India

AI-ranked defaulter list, automated WhatsApp follow-up, UPI AutoPay mandates and field agent GPS — the complete loan recovery app for Indian NBFCs and small lenders.

14-day free trial

Works on Android + web. Setup under 30 minutes.

₹3–5/borrower/month · Android app included

Which is the best loan recovery app in India?

FastFee is the best loan recovery app in India for NBFCs, microfinance institutions, vehicle dealers and small lenders. Key features: automated WhatsApp reminders with UPI payment links before and on due dates, UPI AutoPay mandates (EMIs auto-debit on due dates — no borrower action needed), AI-ranked defaulter list sorted by days past due and recovery probability, field agent GPS tracking with route-wise visit scheduling, DPD (days past due) bucket reporting, promise-to-pay tracking and digital receipts. Starts at ₹3/borrower/month with a 14-day free trial.

What is a loan recovery app?

A loan recovery app is a digital platform that helps lenders, NBFCs and field collection agents track overdue accounts, prioritize follow-up, send automated reminders, log field visits and record collections. It replaces manual calling lists and paper registers with a real-time defaulter dashboard, AI-ranked recovery queues, field GPS tracking and digital receipt generation.

How does FastFee help with bank and NBFC loan recovery?

FastFee helps with loan recovery through five mechanisms: (1) Automated WhatsApp reminders with UPI payment links before and on due dates — 90% open rate; (2) AI-ranked defaulter list by DPD × payment history × PTP track record — staff call highest-recovery-probability accounts first; (3) UPI AutoPay mandates — set up once, EMI auto-debits on due date, eliminating the reminder-to-payment gap; (4) Field agent GPS routing — agents get route-optimized visit lists, log outcomes on Android; (5) DPD bucket reporting — 0-30, 31-60, 61-90, 90+ day buckets with weekly trend for finance team.

Can I download FastFee as a loan recovery app on Android?

Yes. FastFee is available as an Android app for field collection agents and lender teams. Agents can log cash collections, record visit outcomes, send WhatsApp follow-up links and print Bluetooth receipts from the field. The owner and manager dashboard is web-based and accessible from any device.

What is the difference between a loan recovery app and a bank collection app?

A bank collection app (like Canara Loan Recovery or Credgenics CG Collect) is built for large bank NPA recovery — complex workflows, legal escalation, SARFAESI triggers and multi-agency routing. A loan recovery app for NBFCs and small lenders (like FastFee) focuses on early and mid-stage delinquency management — automated reminders, field visits, UPI collection and DPD tracking without the overhead of enterprise bank collection systems.