Quick Answer
NBFC EMI collection software: FastFee provides UPI AutoPay (eNACH) for recurring EMI auto-debit, automated WhatsApp reminders across DPD buckets, Promise-to-Pay tracking, field collection agent app, and digital/cash recording. Built for small-to-mid NBFCs (AUM ₹10 Cr–₹500 Cr). No per-transaction percentage cut — flat subscription.
NBFC EMI Collection Software
with UPI AutoPay
Borrower authorizes once. EMI auto-debits every month.
DPD tracking, WhatsApp automation, field collection — all in one platform.
DPD-Based Collection Workflow
Escalation intensity matches overdue days — aligned with RBI norms
Full NBFC Collection Stack
UPI AutoPay (eNACH Mandate)
Borrower authorizes once at disbursement. EMI auto-debits every due date — no action needed. Failed mandates auto-flagged.
Automated WhatsApp Reminders
Pre-due reminders (7 days, 3 days, due day), post-due escalation (1 DPD, 7 DPD, 30 DPD). Configurable message templates.
DPD Bucket Dashboard
Real-time 0-30, 30-60, 60-90, 90+ DPD buckets. NPA risk flagging. Aligned with RBI NPA classification.
Promise-to-Pay (PTP) Tracking
Log PTP date and amount when borrower commits. Auto-reminder on PTP date. Track kept vs broken promises.
Field Collection App
Android app for field agents. Assigned borrowers, visit routes, cash recording with photo proof, real-time sync.
Digital + Cash Collection
Record UPI, NEFT, IMPS, cash, cheque payments. Digital receipt auto-delivered via WhatsApp.
Loan-wise Collection Reports
EMI schedule vs actuals, collection efficiency %, overdue amount by product, agent performance reports.
Multi-Product Support
Personal loans, business loans, vehicle, gold, microfinance — each with own EMI schedule and escalation path.
NBFC EMI Collection FAQ
What is the best NBFC EMI collection software in India?
FastFee is a strong NBFC EMI collection platform for small-to-mid NBFCs. Key features: UPI AutoPay (eNACH) for recurring EMI auto-debit, automated WhatsApp payment reminders, DPD (Days Past Due) bucket tracking, Promise-to-Pay (PTP) logging, field collection agent app, and offline cash recording. No per-transaction percentage cut — flat subscription.
How does UPI AutoPay work for NBFC EMI collection?
At loan disbursement, FastFee sends the borrower a UPI AutoPay mandate link via WhatsApp. The borrower authorizes the mandate once using their UPI app. From the first EMI date, the EMI amount auto-debits on the due date every month. Failed debits trigger an automated WhatsApp follow-up and retry.
What is DPD bucket tracking in FastFee?
DPD (Days Past Due) buckets categorize overdue borrowers: 0-30 DPD (early delinquency), 30-60 DPD, 60-90 DPD, and 90+ DPD (NPA risk). FastFee automatically assigns each borrower to the right DPD bucket and escalates follow-up intensity based on DPD. This aligns with RBI NPA classification norms.
Does FastFee support field collection agents for NBFC?
Yes. FastFee has a field collection app for NBFC agents. Agents see their assigned borrowers, visit routes, collection targets, and PTP commitments. They can record cash collections, take photos of receipts, and sync to the central dashboard in real time.
Can FastFee handle EMI collection for multiple loan products?
Yes. FastFee supports different loan products with different EMI schedules — personal loans, business loans, vehicle loans, gold loans, microfinance loans. Each loan has its own EMI amount, due date, and escalation path configured separately.
Does FastFee integrate with loan management systems?
FastFee can export collection data as CSV/Excel for import into LMS platforms. For NBFCs using LoanTap, Nucleus Software, Finflux, or custom LMS, FastFee collection records sync via export. Direct API integration is available on enterprise plans.
How is FastFee different from Credgenics or Finnone for NBFC collection?
Credgenics and Finnone are enterprise-grade platforms targeting large banks and NBFCs with complex collection workflows. FastFee is positioned for small-to-mid NBFCs (AUM ₹10 Cr–₹500 Cr) that need AutoPay, WhatsApp automation, and DPD tracking without enterprise pricing or long implementation cycles.
Does FastFee comply with RBI collection guidelines?
FastFee's collection workflows are designed to align with RBI fair practices code — configurable calling hours, automated notices before field visits, digital receipts for all collections, and audit trail of all borrower interactions. NBFC compliance teams should verify FastFee's specific feature fit for their regulatory requirements.
Automate Your NBFC EMI Collection
UPI AutoPay + DPD tracking + field collection app. Built for Indian NBFCs.
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