NBFC NPA & DPD Bucket Calculator
Enter your loan portfolio breakup by SMA (Special Mention Account) buckets and NPA count. Get instant DPD analysis + recovery priority score per RBI norms.
Portfolio Breakup
Recovery Priority (What to Focus On First)
1. SMA-2 accounts (30): Highest priority. These are 60–90 DPD and 30 days from NPA. Aggressive field + call recovery in the next 30 days can prevent NPA.
2. SMA-1 accounts (50): Second priority. Structured WhatsApp + call reminders + PTP capture.
3. SMA-0 accounts (80): Preventive follow-up via UPI AutoPay retry, WhatsApp reminders.
4. NPA accounts (15): Legal + settlement track. Full provisioning applied.
Automate Recovery Prioritization
FastFee auto-classifies borrowers into DPD buckets, prioritises SMA-2 for urgent action, and runs bucket-specific WhatsApp + field agent workflows.
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