NBFC Collection Software Hindi — EMI Recovery Automate Karein
Manual EMI collection, phone calls, bounce follow-up — yeh sab band karein. FastFee UPI AutoPay mandate aur eNACH se automatic EMI debit karta hai, bounce handle karta hai, aur DPD report deta hai.
FastFee NBFC Collection Mein Kya Deta Hai
UPI AutoPay Mandate
Borrower ek baar approve kare — har EMI date par auto-debit. No follow-up needed.
eNACH Bank Mandate
Bank account se direct debit, without UPI. Large loan collections ke liye best.
DPD Bucket Report
0-30, 31-60, 60-90, 90+ DPD automatically classify hota hai. RBI compliance ready.
Field Agent App
Offline mode mein GPS-tagged visit record karo. Internet na ho tab bhi kaam kare.
Bounce Recovery
EMI bounce hone par alternate payment link + re-debit schedule auto-trigger.
Digital Receipt
Har payment par NACH-compliant digital receipt. Audit trail complete rehta hai.
NBFC Owners ke Common Sawaal
NBFC mein collection software kya kaam karta hai?
NBFC collection software 4 main kaam karta hai: (1) EMI due dates par automatically borrower ko WhatsApp reminder bhejta hai UPI payment link ke saath. (2) UPI AutoPay ya eNACH mandate se due date par bank account se seedha EMI kat jaati hai. (3) Bounce hone par automatically alternate payment link ya re-debit schedule karta hai. (4) DPD (Days Past Due) bucket-wise report banata hai — 0-30 DPD, 31-60 DPD, 60+ DPD. FastFee yeh sab ek platform mein karta hai.
eNACH mandate kya hota hai aur kaise setup karein?
eNACH (Electronic National Automated Clearing House) ek bank mandate hai jo borrower ke account se automatically EMI kat sakti hai. Setup: (1) Borrower ko WhatsApp par eNACH registration link bhejein. (2) Borrower apna net banking ya Aadhaar OTP se approve kare. (3) Mandate 24 ghante mein active ho jaata hai. (4) Ab har due date par automatically bank se EMI kat jaayegi. FastFee yeh poora process manage karta hai — manual follow-up zero.
EMI bounce hone par kya karein?
FastFee mein bounce handling automatic hai: (1) EMI bounce hone par immediately notification milti hai. (2) Borrower ko automatically alternate UPI payment link bheja jaata hai. (3) Re-debit schedule set ho jaata hai — 3 din baad phir try karega. (4) Bounce reason code track hota hai — insufficient funds, account closed, mandate expired. (5) Collection manager ko escalation alert jaata hai. Human follow-up sirf tab hota hai jab system fail kare.
NBFC ke liye DPD bucket reporting kya hoti hai?
DPD (Days Past Due) report NBFC ke liye sabse important metric hai: (1) 0 DPD — sab theek. (2) 1-30 DPD — normal follow-up required. (3) 31-60 DPD — serious cases, field visit schedule karein. (4) 61-90 DPD — legal/recovery action. (5) 90+ DPD — NPA (Non-Performing Asset) classification. FastFee automatically har borrower ko DPD bucket mein assign karta hai aur aging report banata hai. RBI compliance ke liye yeh essential hai.
Microfinance aur SHG ke liye collection software hindi mein kaunsa best hai?
FastFee microfinance ke liye best collection software hai: (1) Group loan tracking — SHG, JLG, village-wise collection. (2) Field agent mobile app — offline mode mein bhi kaam karta hai, internet na hone par bhi. (3) Weekly/daily collection cycles support karta hai. (4) Group leader ko WhatsApp reminder jaata hai meeting se pehle. (5) GPS-tagged collection visits for accountability. Nidhi company, credit cooperative aur small finance ke liye bhi kaam karta hai.
NBFC Collections Automate Karein
UPI AutoPay + eNACH + Field App — ek platform mein. RBI compliant.