Free Installment (Kist) Tracker for Shopkeepers
Sell on easy installments without the diary: record the product, price, down payment and kists, and the tracker shows who is due today, who is late and by how many days. Print a kist card for the customer and send reminders and receipts on WhatsApp.
Want this synced, automatic and collecting payments?
- Same workflow in a free FastFee account, on every device and for your whole team
- Automatic WhatsApp reminders before and after due dates
- Payment links, UPI and AutoPay with auto receipts and live “paid” status
What you get free in the Shopkeeper Installment (Kist) Tracker
- ✅ Down payment & flat finance charge
- ✅ Daily / weekly / monthly kists
- ✅ Due today, overdue & days late
- ✅ Printable kist card
- ✅ WhatsApp reminder & receipt
- ✅ Guarantor details, CSV export
Free alternative to installment software
| Tool | What it costs | What you get free here |
|---|---|---|
| FastFee Shopkeeper Installment (Kist) Tracker | ₹0, no limits | Down payment & flat finance charge · Daily / weekly / monthly kists · Due today, overdue & days late |
| Installment / EMI software | Monthly plans | Kist schedule, overdue list and reminders, free |
| Kist diary | Free but slow to check | Overdue list and days late in one tap |
Prices are approximate starting prices seen on public pricing pages and app listings in 2026 and change often; check each provider for current plans. Product names belong to their owners. FastFee is not affiliated with them. Paid tools often include features this free tool does not, such as accounting, GST filing or multi-user sync.
How to use the Shopkeeper Installment (Kist) Tracker
- STEP 1Shop detailsShop name, phone, address and UPI ID for cards and reminders.
- STEP 2Record the saleCustomer, product, price, down payment, finance charge, kists and first date.
- STEP 3Collect & receiptRecord each payment; it settles the oldest kists first and a WhatsApp receipt goes out.
- STEP 4Follow upThe Due & overdue view lists late customers with days late; send reminders in one tap.
Frequently asked questions
Is a flat finance charge the same as interest?
No. A flat charge on the full amount costs the buyer roughly twice as much as the same reducing-balance rate. The tool shows the approximate yearly reducing rate so you can quote fairly.
What if a customer pays more than one kist?
Enter the full amount; it settles the oldest unpaid kists first and the balance moves forward.
Do I need a licence to sell on installments?
Selling your own goods on deferred payment is usually trade credit, but lending money as a business may need registration. Check local rules and keep written agreements.
Is this tool free? Do I need to sign up?
Yes, it is completely free with no login and no limit on entries. Signing up for FastFee is optional. The free plan keeps your records synced across devices; automatic WhatsApp reminders, UPI AutoPay and team logins are on FastFee Premium.
Where is my data stored?
Only in your browser on this device (local storage). Nothing is uploaded to FastFee. Clearing browser data deletes it, so export a CSV or PDF backup regularly.