Free UPI UTR Verification & Reconciliation
Customers send screenshots and UTR numbers; this checks them against what actually reached your bank. Each UTR is marked verified, amount mismatch or not found, and the same UTR claimed by two people is flagged.
QUICK ANSWERA UTR (Unique Transaction Reference, called RRN in UPI) is the 12-digit number every UPI payment gets. To verify a payment, find that UTR in your bank or UPI app statement and confirm the amount. Paste the customer UTRs and your statement here: matches are verified in bulk, mismatched amounts and missing or reused UTRs are flagged, which catches edited screenshots.
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What you get free in the UPI UTR Verification & Reconciliation
- ✅ UTR read from narration
- ✅ Verified / mismatch / not found
- ✅ Duplicate UTR alert
- ✅ Unknown credits list
- ✅ Manual match
- ✅ CSV export
Free alternative to manual UTR checking
| Tool | What it costs | What you get free here |
|---|---|---|
| FastFee UPI UTR Verification & Reconciliation | ₹0, no limits | UTR read from narration · Verified / mismatch / not found · Duplicate UTR alert |
| Checking each UTR in the bank app | Free but slow | Bulk UTR verification, free |
Prices are approximate starting prices seen on public pricing pages and app listings in 2026 and change often; check each provider for current plans. Product names belong to their owners. FastFee is not affiliated with them. Paid tools often include features this free tool does not, such as accounting, GST filing or multi-user sync.
How to use the UPI UTR Verification & Reconciliation
- STEP 1Paste the UTRs customers sentCustomer name, UTR from their screenshot and the amount they claim.
- STEP 2Paste the bank statementCopy the credit rows from your bank or UPI app statement and pick the date, narration and amount columns.
- STEP 3Review matchesEach UTR is marked verified, amount mismatch or not found; reused UTRs are flagged.
- STEP 4Fix and exportMatch leftovers manually, then export the reconciliation as CSV.
Frequently asked questions
Where do I find the UTR in a bank statement?
In the narration of UPI credits, usually like UPI/412345678901/NAME/bank. The tool reads the 12-digit number automatically, or you can map a separate UTR column.
Can a payment screenshot be fake?
Yes, screenshots can be edited. Only the credit in your bank or UPI app statement confirms payment. FastFee links confirm payments automatically so screenshots are not needed.
Is this tool free? Do I need to sign up?
Yes, it is completely free with no login and no limit on entries. Signing up for a free FastFee account is optional and adds sync across devices, team access, automatic reminders and online payment collection.
Where is my data stored?
Only in your browser on this device (local storage). Nothing is uploaded to FastFee. Clearing browser data deletes it, so export a CSV or PDF backup regularly.
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