Free Installment Plan Generator
Split a fee, course, product or service amount into equal installments with an optional down payment. Track which installments are paid and remind customers before each one.
QUICK ANSWERTo make an installment plan: subtract the down payment from the total, divide the rest by the number of installments, and space the due dates by the frequency (monthly, quarterly). Any rounding is added to the last installment. This tool does it and then tracks payments for every customer.
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Want this synced, automatic and collecting payments?
- Same workflow in a free FastFee account, on every device and for your whole team
- Automatic WhatsApp reminders before and after due dates
- Payment links, UPI and AutoPay with auto receipts and live “paid” status
What you get free in the Installment Plan Generator
- ✅ Down payment
- ✅ 1–120 installments
- ✅ Weekly to yearly frequency
- ✅ Editable dates/amounts
- ✅ Overdue tracking
- ✅ Reminders
Free alternative to installment collection apps
| Tool | What it costs | What you get free here |
|---|---|---|
| FastFee Installment Plan Generator | ₹0, no limits | Down payment · 1–120 installments · Weekly to yearly frequency |
| Installment / EMI collection software | Monthly fees | Installment schedule, paid/unpaid, reminders, free |
Prices are approximate starting prices seen on public pricing pages and app listings in 2026 and change often; check each provider for current plans. Product names belong to their owners. FastFee is not affiliated with them. Paid tools often include features this free tool does not, such as accounting, GST filing or multi-user sync.
How to use the Installment Plan Generator
- STEP 1Enter client and totalClient name, WhatsApp number, what it is for and the total amount.
- STEP 2Choose the splitEqual installments with a down payment and frequency, or percentage milestones like 30-40-30.
- STEP 3Save and trackMark each payment as received; overdue rows turn red. Dates and amounts stay editable.
- STEP 4Remind and shareSend a reminder for any row, share the full schedule on WhatsApp, or print it.
Frequently asked questions
Does this add interest?
No. It splits the amount without interest. For loans with interest use the EMI calculator.
Can installments be auto-debited?
With a FastFee account you can put installments on UPI AutoPay so they are collected on the due date.
Is this tool free? Do I need to sign up?
Yes, it is completely free with no login and no limit on entries. Signing up for a free FastFee account is optional and adds sync across devices, team access, automatic reminders and online payment collection.
Where is my data stored?
Only in your browser on this device (local storage). Nothing is uploaded to FastFee. Clearing browser data deletes it, so export a CSV or PDF backup regularly.
Need the full software?
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