🏦 100% free · no login · works on mobile

Free Cash Flow Calendar & Forecast

Enter what is in the bank today and what you expect to receive and pay, one-time or repeating. The calendar projects your balance every day, shows the lowest point and warns you weeks before a salary or GST date that would overdraw the account.

QUICK ANSWERA cash flow forecast projects your bank balance: closing balance for a day = opening balance + money in − money out. List expected collections and payments with dates (and whether they repeat), and the forecast shows the lowest balance and the first day it falls below a safety buffer, so you can chase receivables or move a payment in time.

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Want this synced, automatic and collecting payments?

Same workflow in a free FastFee account, on every device and for your whole team
Automatic WhatsApp reminders before and after due dates
Payment links, UPI and AutoPay with auto receipts and live “paid” status

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What you get free in the Cash Flow Calendar & Forecast

✅ Opening balance
✅ One-time and repeating entries
✅ 30–180 day projection
✅ Lowest balance and date
✅ Safety buffer alert
✅ Week-by-week table
✅ Balance chart
✅ CSV export

Free alternative to cash flow software

Tool	What it costs	What you get free here
FastFee Cash Flow Calendar & Forecast	₹0, no limits	Opening balance · One-time and repeating entries · 30–180 day projection
Cash flow forecasting apps	Monthly subscriptions	Daily forecast + alerts, free
Excel template	Free but repeating entries are manual	Repeats and alerts automatic

Prices are approximate starting prices seen on public pricing pages and app listings in 2026 and change often; check each provider for current plans. Product names belong to their owners. FastFee is not affiliated with them. Paid tools often include features this free tool does not, such as accounting, GST filing or multi-user sync.

How to use the Cash Flow Calendar & Forecast

STEP 1
Enter today’s balance
Bank plus cash in hand, how far ahead to look and a safety buffer.
STEP 2
Add money in and out
Collections, salaries, rent, EMIs, GST and vendor bills, one-time or repeating.
STEP 3
See the low point
The calendar projects your balance every day and flags the first day it drops below the buffer.
STEP 4
Act early
Chase collections due before the crunch or move a payment, then export CSV.

Frequently asked questions

How far ahead should I forecast?

Thirteen weeks (about 90 days) is a common horizon: long enough to see salary, GST and EMI cycles and short enough to be accurate. Update it weekly.

Should I include expected collections that may be late?

Use realistic dates based on how customers actually pay, not invoice due dates. Run a second scenario with late collections to see the risk.

Is this tool free? Do I need to sign up?

Yes, it is completely free with no login and no limit on entries. Signing up for a free FastFee account is optional and adds sync across devices, team access, automatic reminders and online payment collection.

Where is my data stored?

Only in your browser on this device (local storage). Nothing is uploaded to FastFee. Clearing browser data deletes it, so export a CSV or PDF backup regularly.

More free vendor, refund & cash flow tools

Refund Tracker →Log refund requests with reason, amount and owner; move them Requested → Approved → Refunded and notify customers.Security Deposit Tracker →Deposits held from tenants, students or customers, deductions and refunds, with due-for-refund alerts.Vendor Payment Tracker (Payables) →Supplier bills with due dates, part payments, ageing and an upcoming payments list so you never miss a due date.Payment Approval Workflow (Maker–Checker) →Payment requests raised, checked and approved by different people before paying, with an audit trail and CSV.Vendor Invoice Approval Tracker →Incoming vendor invoices verified against PO and receipt, approved, scheduled and paid, or put on hold.Commission Payout Tracker →Agent, broker or referral commissions on each deal: commission due, payouts made, balance per agent.PO Payment Tracker →Payments against purchase orders: advance, on delivery and final, with PO value, paid and balance per PO.Recurring Expense & Renewal Tracker →Software subscriptions, rent, insurance, domains and AMCs: next renewal dates, monthly and yearly cost.

Other free business tool categories

🏫 School Staff Tools →Free staff salary sheet with payslips and a staff attendance register for schools, coaching and colleges.🧾 Billing & Invoicing →GST invoices, quotations, purchase orders, delivery challans, receipts and job cards, all free and unlimited.🏪 Shop Billing & POS →Browser POS with exact-amount UPI QR, small-shop billing with stock, daily sales closing and expense P&L.📒 Udhaar, Receivables & Collections →Digital khata, outstanding tracker, payment reminders, promise-to-pay, credit limits, dealer ageing and customer statements.🔁 Subscriptions & Memberships →Recurring billing, gym and studio memberships, PG rent, AMC and insurance renewals, retainers and packages.🥛 Daily Delivery Billing →Milk, newspaper, water can and tiffin monthly bills from daily quantities, plus laundry orders.📅 Projects, Bookings & Installments →Milestone billing, installment plans, booking advances, event and property payment schedules.💳 UPI Payments & Collection →UPI QR with amount, payment pages, coupons, booking advances, bulk payment requests, group collections and UTR reconciliation.🧮 Fee & finance calculators →GST, EMI, late fee, rent receipt and more.