Sarkari Yojana Eligibility Checker: which government schemes can you get?
Tell us your age, family income, work and a few yes/no facts. The finder checks 30 central government schemes against their published rules and shows what you can likely get, what needs checking, and exactly which documents to carry. Nothing you type leaves your phone.
✔ Rules checked on 04 Nov 2026 from official sources: myScheme (Govt of India) · PM-KISAN · NHA Ayushman beneficiary portal · Jan Suraksha portal. Not a government website; the final decision is always the department’s.
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What you get free
- ✅ 30 central schemes in one check
- ✅ Clear Yes / Check / No with the reason
- ✅ Document list for each scheme
- ✅ Official portal links only
- ✅ Share your result on WhatsApp
- ✅ Hindi scheme names, works offline after loading
How to use the Sarkari Yojana Eligibility Finder
- STEP 1Answer the basicsAge, gender, rural or urban, state, what you do and yearly family income.
- STEP 2Tick the facts that applyOwn farmland, pucca house, LPG, bank account, ration card, disability, pregnancy and so on.
- STEP 3See your schemesGreen means you meet the rules, amber means a list or document decides, grey shows why not.
- STEP 4Apply on the official portalOpen the scheme, keep the listed documents ready and apply on the official site or at a CSC.
All 30 schemes this finder checks
| Scheme | Benefit | Official site |
|---|---|---|
| PM-KISAN Samman Nidhi पीएम किसान सम्मान निधि · Farmers | ₹6,000 a year in three ₹2,000 installments straight to the bank account | pmkisan.gov.in |
| PM Kisan Maandhan Yojana (farmer pension) पीएम किसान मानधन योजना · Farmers | ₹3,000 a month pension after 60; you pay ₹55–₹200 a month by age, the Centre adds the same | maandhan.in |
| PM Fasal Bima Yojana (crop insurance) प्रधानमंत्री फसल बीमा योजना · Farmers | Crop insurance at 2% premium for Kharif, 1.5% for Rabi and 5% for commercial crops | pmfby.gov.in |
| Kisan Credit Card किसान क्रेडिट कार्ड · Farmers | Low-interest crop and allied loans; prompt repayers get interest subvention on short-term loans | pmkisan.gov.in |
| MGNREGA job card (100 days work) मनरेगा जॉब कार्ड · Workers | Up to 100 days of paid unskilled work a year per rural household, wages paid to the bank | nrega.dord.gov.in |
| e-Shram card (unorganised workers) ई-श्रम कार्ड · Workers | National database ID (UAN) that links you to welfare schemes for unorganised workers | eshram.gov.in |
| PM Shram Yogi Maandhan (worker pension) पीएम श्रम योगी मानधन · Workers | ₹3,000 a month pension after 60; you pay ₹55–₹200 a month by age, the Centre adds the same | maandhan.in |
| Atal Pension Yojana अटल पेंशन योजना · Insurance & pension | Guaranteed pension of ₹1,000 to ₹5,000 a month after 60, contribution auto-debited | pfrda.org.in |
| PM Jeevan Jyoti Bima Yojana प्रधानमंत्री जीवन ज्योति बीमा · Insurance & pension | ₹2 lakh life cover for ₹436 a year, auto-debited from the bank account | jansuraksha.gov.in |
| PM Suraksha Bima Yojana प्रधानमंत्री सुरक्षा बीमा · Insurance & pension | ₹2 lakh accident death / total disability cover for ₹20 a year | jansuraksha.gov.in |
| PM Jan Dhan bank account प्रधानमंत्री जन धन योजना · Insurance & pension | Zero-balance bank account with RuPay card, accident cover and overdraft after good use | pmjdy.gov.in |
| Ayushman Bharat PM-JAY (₹5 lakh health cover) आयुष्मान भारत कार्ड · Health | Free treatment up to ₹5 lakh per family per year at empanelled hospitals | beneficiary.nha.gov.in |
| PM Ujjwala Yojana (free LPG connection) प्रधानमंत्री उज्ज्वला योजना · Women & family | Free LPG connection with first refill and stove; subsidy on refills | pmuy.gov.in |
| PM Matru Vandana Yojana प्रधानमंत्री मातृ वंदना योजना · Women & family | ₹5,000 for the first child (in two installments) and ₹6,000 if the second child is a girl | pmmvy.wcd.gov.in |
| Sukanya Samriddhi Yojana सुकन्या समृद्धि योजना · Women & family | High-interest tax-free savings account for a daughter, from ₹250 a year | indiapost.gov.in |
| PM Awas Yojana – Gramin प्रधानमंत्री आवास योजना ग्रामीण · Housing | ₹1.2 lakh (plains) / ₹1.3 lakh (hilly areas) to build a pucca house, plus toilet support | pmayg.dord.gov.in |
| PM Awas Yojana – Urban 2.0 प्रधानमंत्री आवास योजना शहरी 2.0 · Housing | Help to build, buy or rent a house: central assistance for construction, or interest subsidy on home loans | pmay-urban.gov.in |
| Swachh Bharat Mission (Gramin) toilet incentive स्वच्छ भारत मिशन शौचालय प्रोत्साहन राशि · Housing | ₹12,000 incentive to build a household toilet | swachhbharatmission.ddws.gov.in |
| PM Surya Ghar Muft Bijli Yojana पीएम सूर्य घर मुफ्त बिजली योजना · Housing | Subsidy of up to ₹78,000 for rooftop solar (₹30,000/kW for 2 kW, ₹18,000 for the 3rd kW) | pmsuryaghar.gov.in |
| Ration card under NFSA राशन कार्ड (राष्ट्रीय खाद्य सुरक्षा) · Food | 5 kg free food grain per person a month (35 kg per family for Antyodaya) | nfsa.gov.in |
| Old age pension (IGNOAPS) वृद्धावस्था पेंशन · Pension for vulnerable | Monthly pension: central share ₹200 (60–79) or ₹500 (80+), plus your state’s top-up | nsap.nic.in |
| Widow pension (IGNWPS) विधवा पेंशन · Pension for vulnerable | Monthly pension: central share ₹300 plus your state’s top-up | nsap.nic.in |
| Disability pension (IGNDPS) विकलांग पेंशन · Pension for vulnerable | Monthly pension: central share ₹300 (₹500 at 80+) plus your state’s top-up; UDID card unlocks more schemes | swavlambancard.gov.in |
| PM Vishwakarma पीएम विश्वकर्मा योजना · Business & self-employment | ₹15,000 toolkit voucher, paid training (₹500/day) and loans of ₹1 lakh + ₹2 lakh at 5% | pmvishwakarma.gov.in |
| PM SVANidhi (street vendor loan) पीएम स्वनिधि · Business & self-employment | Collateral-free working capital loans in three tranches (₹15,000, ₹25,000, ₹50,000) with interest subsidy and digital cashback | pmsvanidhi.mohua.gov.in |
| PM Mudra Yojana loan प्रधानमंत्री मुद्रा योजना · Business & self-employment | Collateral-free business loans: Shishu up to ₹50,000, Kishore up to ₹5 lakh, Tarun up to ₹10 lakh, Tarun Plus up to ₹20 lakh | mudra.org.in |
| Stand-Up India स्टैंड-अप इंडिया · Business & self-employment | Bank loan from ₹10 lakh to ₹1 crore for a new (greenfield) enterprise | standupmitra.in |
| PMEGP (subsidy for new units) प्रधानमंत्री रोजगार सृजन कार्यक्रम · Business & self-employment | 15%–35% subsidy on a bank loan for a new unit (up to ₹50 lakh manufacturing, ₹20 lakh service) | kviconline.gov.in/pmegpeportal |
| Skill India (PMKVY) free training प्रधानमंत्री कौशल विकास योजना · Jobs & skills | Free short-term skill courses with certificate and placement help | skillindiadigital.gov.in |
| PM Internship Scheme (pilot) पीएम इंटर्नशिप योजना · Jobs & skills | 12-month internship in a top company with ₹5,000 a month and ₹6,000 one-time grant | pminternship.mca.gov.in |
How scheme eligibility really works
Most central schemes use three kinds of rules: who you are (age, gender, category), what you have (land, pucca house, LPG, bank account) and what you earn (family income, income-tax status, PF membership). A few, like Ayushman Bharat PM-JAY and PMAY-Gramin, do not let you apply freely: you must already be in a survey list (SECC 2011 or Awaas+), so the finder marks them “Check” and tells you where to search your name.
Before applying, make sure your Aadhaar is linked to your mobile and your bank account is Aadhaar-seeded. Almost every benefit is now paid by DBT, and a missing seeding is the most common reason payments fail. Never pay an agent for a “form”: applications on official portals are free, and CSCs charge only a small notified fee.
Frequently asked questions
How do I know which sarkari yojana I am eligible for?
Enter your age, income, occupation and a few facts in this finder. It compares them with the published rules of 30 central schemes and tells you which ones you likely qualify for, which need a list check (like Ayushman Bharat or PMAY-G), and which you cannot get with the reason.
Is this an official government website?
No. This is a free helper by FastFee. It only summarises published rules and links to the official portals (like pmkisan.gov.in or pmjay.gov.in). Approval is always by the government office.
Who can get the Ayushman Bharat card?
Families listed in the SECC 2011 data or state lists, and since October 2024 every person aged 70 or above regardless of income. Search your name on beneficiary.nha.gov.in using Aadhaar or ration card number.
Can a tenant farmer get PM-KISAN?
No. PM-KISAN needs cultivable land recorded in the family’s name. Tenant farmers can still get crop insurance (PMFBY) and a Kisan Credit Card.
Does it include state schemes?
This version covers central schemes. Many states add their own pension, scholarship and housing schemes; the results link to the state portal where relevant. Use myscheme.gov.in for state schemes too.
Is this tool free? Do I need to log in?
Yes, it is completely free and works without login on any phone. Nothing you type is uploaded; it stays in your browser.
Is FastFee a government website?
No. FastFee is a private Indian fintech. These free tools summarise official rules and always link to the official government portal, where the final decision is made.